TL:DR - Averaging down in the stock market is when you buy more of a stock that you already own as the price drops. This lowers the average cost per share of your investment with the hope that the...

TL:DR - Asset allocation is how you divide your money among different types of investments, like stocks, bonds, and cash, to balance risk and reward. The goal is to grow your money over time while...

TL:DR - In markets, appreciation refers to an increase in the value of an asset over time. For example, if you buy a house for $200,000 and a few years later, it’s worth $250,000, the house has...

TL:DR - A moving average is a tool used in finance to smooth out stock prices by averaging them over a set period, like 10 or 50 days. This helps identify trends by showing the average direction of...

TL:DR - An annuity is a guaranteed steady paycheck you get in retirement from an insurance company, while a retirement savings plan like a 401(k) is where you invest and grow your money over time. A...

TL:DR - To annualize something means taking a number from a shorter period, like a month, and figuring out what it would be for a whole year. This helps standardize numbers so they can be more easily...